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SelectHealth Share—The Future of Healthcare

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SelectHealth Share Network and Service Area

5,100+ Participating Providers; 23 Hospitals

SelectHealth works with employees, employers, and providers to ensure members receive the right care, at the right place, at the right time.

SelectHealth as the administrator of SelectHealth Share is committed to:

  1. Proposing meaningful incentives for employers to participate and actively engage in SelectHealth Share (e.g., predictable multi-year premium rates).
  2. Providing Healthy Living support for employers and employees so they can meet their engagement participation percentages.
  3. Creating evidenced-based plan designs that encourage appropriate healthcare use.
  4. Continuing to develop and maintain the SelectHealth Share provider and facility network.
  5. Promoting the use of evidence-based medicine and care process models in internal systems, processes, and practices (e.g., integrated Care Management).
  6. Developing reports that aid the employer/agent and physician in meeting their engagement responsibilities.
  7. Developing online tools to support cost and quality transparency.
  8. Implementing an efficient drug formulary to promote effective prescription drug use.

Underwriting and Plan Guidelines

  1. SelectHealth is the sole carrier within the Share service area.
  2. Employer contributes at least 70% of the premium (based on the employer's lowest cost SelectHealth Share product) across all rating tiers. This does not include HSA contributions.
  3. At least one of the SelectHealth Share plans offered to employees must be a qualified high-deductible health plan. A traditional plan design can be offered alongside.
  4. Employer must fund an employer-match HSA contribution equal to 25-50% of the plan deductible for employees choosing a SelectHealth Share high-deductible health plan.
  5. SelectHealth Share is the only SelectHealth plan offered to employees living in the Share service area.
  6. Plan designs align with SelectHealth Share benefit levels.
  7. Rates: New employer clients receive an underwritten rate in year 1, and then 2.5% annual increases in years 2 and 3 when commitments are met.*

SelectHealth Share Benefit Levels
High Deductible Health PlanTraditional Plan
DeductibleIndividual: $1,500
Family: $3,000
Individual: $750
Family: $1,500
OOP MaximumIndividual: $3,000
Family: $6,000
Individual: $2,500
Family: $5,000
ER Copay$75 copay after deductible$250 copay after deductible
Non-preventive Office Visit20 percent or
$15/$25 after deductible
20 percent or
Inpatient Hospital20 percent or
$500 after deductible
20 percent or
$500 after deductible
Rx20 percent or
after deductible
20 percent or
HSA Employer Match25-50% of annual deductibleN/A

* For employers to receive guaranteed rates, employee participation in the employee engagements must reach 50% in year 1, 60% in year 2, and 70% in all subsequent years. The employee health assessment and health screening need to be completed within the plan year's first 90 days. All other employee engagements must be completed within the first nine months of the plan year. Current SelectHealth Share employers are averaging 70% employee participation.